Dental Insurance Centennial

Navigating Your Dental Coverage Made Easy

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At Shroff Dental Arts, we understand that managing dental insurance can seem complicated. Our knowledgeable team is dedicated to helping you decipher your insurance benefits to ensure you get the most out of your plan with minimal stress.

Understanding Dental Insurance

Two people discussing a dental insurance form

When you choose to use your dental insurance at Shroff Dental Arts, you're making a wise decision for your health and your wallet. Here’s a brief overview of typical insurance components:

  • Monthly Premium: This is the regular amount you pay to keep your insurance active.
  • Deductible: The amount you need to pay out-of-pocket annually before your insurance begins to cover costs.
  • Annual Maximum: The maximum amount your insurer will pay in a year for your dental treatments.
  • In-Network vs. Out-of-Network: Choosing an in-network provider like Shroff Dental Arts ensures you are charged lower rates that are pre-negotiated with your insurer. Out-of-network providers may result in higher out-of-pocket costs, but we will assist with claims filing to help you get reimbursed effectively.

Insurance Plans Accepted

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Here, we strive to accommodate a wide range of insurance plans to ensure you can receive care without hassle. We accept most major PPO dental plans, including:

  • AMERITAS
  • FIRST RELIANCE
  • PHYSICIANS MUTUAL
  • RELIANCE STANDARD
  • STANDARD INSURANCE CO.
  • ANTHEM BC/BS
  • CAREINGTON
  • BRIGHT BENEFITS
  • DENTAL NETWORK OF AMERICA
  • DENTEMAX
  • ALWAYS CARE BENEFITS
  • BEAM DENTAL
  • BENTO
  • COLONIAL LIFE
  • CYPRESS BENEFITS & VISION
  • MUTUAL OF OMAHA
  • PRO BENEFITS ADMIN
  • RENAISSANCE DENTAL
  • STARMOUNT
  • TRUASSURE
  • UNUM
  • KAISER PERMANENTE - CLASSIC + DENTAL, CHOICE, ADDED CHOICE AND DENTAL CHOICE, PPO PLUS DENTAL CHOICE
  • MEDICARE
  • GEHA
  • LINCOLN FINANCIAL
  • NOVA NET
  • PRINCIPAL
  • SUN LIFE
  • UNITED HEALTHCARE - INCLUDING ALL MEDICARE
  • UMR
  • BEST LIFE AND HEALTH
  • FCE BENEFIT ADMIN
  • PERSONIFY HEALTH
  • HRI DENTAL
  • NATIONAL RURAL ELECTRIC CO-OP
  • PEQUEOT PLUS
  • POINT C
  • PREFERRED HEALTH PROFESSIONALS
  • 90 DEGREE BENEFITS
  • TRI STAR BENEFIT ADMIN
  • TRICARE
  • AFLAC PPO DENTAL
  • CARE FIRST BCBS
  • EQUITABLE
  • KANSAS CITY LIFE INS CO.
  • HIGHMARK
  • FREEDOM LIFE INS CO.
  • PACIFIC LIFE

Maximizing Your Dental Insurance

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To make the most of your dental insurance:

  • Ensure you understand the details of your plan, including the covered percentages for various types of treatments.
  • Keep us informed about any updates or changes to your insurance policy.
  • Regularly review your benefits to avoid losing out at the end of the coverage year.

For any questions about your insurance coverage or to confirm if we accept your plan, please contact Shroff Dental Arts today. Our team is here to help you navigate your insurance efficiently and ensure you receive the best possible care